feat: 按需加载+年份筛选+行展开明细+UI优化

后端:
- bootstrap精简为轻量版(只返回summary+financeMonthly) 0.028s
- 按需加载: 切tab时通过/api/<resource>/list获取数据
- 修复risk_projects语法错误

前端:
- 项目管理tab改名(项目计划/项目→项目管理)
- 筛选区增加年份下拉框(2024-2027)
- 季度筛选增加年份过滤
- 项目行增加展开箭头,显示月度确收回款明细
- 自动过滤全0月份记录
- 平台费用: 金额→费用计提, 已发生金额→现金支出
- 计划→预算, 实际→执行
- 经营月报/季报卡片顺序调整
- 非总览工作台跳过renderHome
- 版本号 v1.2.0.4

static/modules/utils.js

@@ -12,6 +12,8 @@ const state = {
   finView: "overview",
   finSort: null, // { key: 'col', asc: true }
   planFilter: "projects",
+  planYear: new Date().getFullYear(),
+  finYear: new Date().getFullYear(),
   planView: "overview",
   planSort: null,
   proposalTab: "standard",
@@ -167,8 +169,22 @@ function hideLoadingOverlay() {
 }
 
 async function load() {
-  showLoadingOverlay(_loadingSteps);
+  var allSteps = [{ label: '正在加载工作台数据（查询10+张表+计算财务汇总）' }].concat(_loadingSteps);
+  showLoadingOverlay(allSteps);
   state.data = await api(`/api/bootstrap?tenant=${encodeURIComponent(state.tenant)}`);
+  // 初始化空数据，按需加载
+  if (!state.data.sales) state.data.sales = [];
+  if (!state.data.proposals) state.data.proposals = [];
+  if (!state.data.operations) state.data.operations = [];
+  if (!state.data.products) state.data.products = [];
+  if (!state.data.finance) state.data.finance = [];
+  if (!state.data.tasks) state.data.tasks = [];
+  if (!state.data.projectFinances) state.data.projectFinances = [];
+  if (!state.data.expense) state.data.expense = [];
+  if (!state.data.planFinances) state.data.planFinances = [];
+  if (!state.data.planExpense) state.data.planExpense = [];
+  clearTabCache();
+  updateLoadingStep(0, allSteps.length);
   // 首次加载时确保标准资料库 7 项已初始化
   if (typeof ensureStandardProposals === "function") {
     const existing = (state.data.proposals || []).filter(p => p.proposal_type === "标准资料");
@@ -183,19 +199,51 @@ async function load() {
   for (var i = 0; i < _loadingSteps.length; i++) {
     var step = _loadingSteps[i];
     if (step.skip && step.skip()) {
-      updateLoadingStep(i, _loadingSteps.length);
+      updateLoadingStep(i + 1, allSteps.length);
       continue;
     }
     if (typeof window[step.fn] === 'function') {
       window[step.fn]();
     }
-    updateLoadingStep(i, _loadingSteps.length);
+    updateLoadingStep(i + 1, allSteps.length);
     await new Promise(function(r) { setTimeout(r, 50); });
   }
   if (window.lucide) window.lucide.createIcons();
   setTimeout(hideLoadingOverlay, 300);
 }
 
+var _tabResourceMap = {
+  projects: 'operations',
+  proposals: 'proposals',
+  products: 'products',
+  finance: 'projectFinances',
+  plan: 'planFinances',
+};
+
+var _tabLoaded = {};
+
+async function ensureTabData(tab) {
+  if (tab === 'home' || tab === 'performance') return;
+  var resource = _tabResourceMap[tab];
+  if (!resource) return;
+  var dataKey = resource;
+  if (_tabLoaded[dataKey + '_' + state.tenant]) return;
+  _tabLoaded[dataKey + '_' + state.tenant] = true;
+  try {
+    state.data[dataKey] = await api("/api/" + resource + "/list?tenant=" + encodeURIComponent(state.tenant));
+  } catch(e) { /* non-critical */ }
+  // Load related expense data for finance/plan tabs
+  if (tab === 'finance') {
+    try { state.data.expense = await api("/api/expense/list?tenant=" + encodeURIComponent(state.tenant)); } catch(e) {}
+  } else if (tab === 'plan') {
+    try { state.data.planExpense = await api("/api/planExpense/list?tenant=" + encodeURIComponent(state.tenant)); } catch(e) {}
+  }
+}
+
+function clearTabCache() {
+  _tabLoaded = {};
+}
+
 function switchTab(tab) {
   state.active = tab;
   localStorage.setItem("opc-active-tab", tab);
@@ -203,11 +251,15 @@ function switchTab(tab) {
   document.querySelectorAll(".panel").forEach((panel) => panel.classList.toggle("active", panel.id === tab));
 
   // 更新顶部标题
-  const titles = { home: 'OPC 工作台', finance: '实际管理', plan: '计划管理', projects: '重点工作台账', proposals: '业务方案', products: '版本与运营', performance: '季度绩效考核' };
+  const titles = { home: 'OPC 工作台', finance: '执行管理', plan: '预算管理', projects: '重点工作台账', proposals: '业务方案', products: '版本与运营', performance: '季度绩效考核' };
   const titleEl = document.querySelector('#workspaceTitle');
   if (titleEl) titleEl.textContent = titles[tab] || state.tenant + ' OPC 工作台';
 
-  render();
+  // 按需加载 tab 数据
+  ensureTabData(tab).then(function() {
+    renderActive();
+    if (window.lucide) window.lucide.createIcons();
+  });
 }
 
 function updateSidebarTabs() {
@@ -273,6 +325,7 @@ window.setFinView = (view) => {
 };
 window.setFinQuarter = (q) => { state.finQuarter = q; state.finView = 'quarterly'; renderFinance(); };
 window.setFinMonth = (month) => { state.finMonth = month; state.finView = 'monthly'; renderFinance(); };
+window.setFinYear = (year) => { state.finYear = parseInt(year); renderFinance(); };
 window.switchFinFilter = (filter) => {
   state.finFilter = filter;
   state.finSort = null;
@@ -291,6 +344,7 @@ window.setPlanView = (view) => {
 };
 window.setPlanQuarter = (q) => { state.planQuarter = q; state.planView = 'quarterly'; renderPlan(); };
 window.setPlanMonth = (month) => { state.planMonth = month; state.planView = 'monthly'; renderPlan(); };
+window.setPlanYear = (year) => { state.planYear = parseInt(year); renderPlan(); };
 window.switchPlanFilter = (filter) => {
   state.planFilter = filter;
   state.planSort = null;
@@ -312,6 +366,15 @@ window.switchTenant = (tenant) => {
   if (tenant === "总览") { state.planFilter = 'overview'; state.finFilter = 'overview'; switchTab("home"); }
   load();
 };
+
+// 轻量刷新辅助函数
+async function refreshResource(resource, renderFn) {
+  try {
+    var dataKey = resource;
+    state.data[dataKey] = await api("/api/" + resource + "/list?tenant=" + encodeURIComponent(state.tenant));
+    if (renderFn && typeof window[renderFn] === 'function') window[renderFn]();
+  } catch(e) { /* non-critical */ }
+}
 window.doLogout = async () => {
   await api("/api/auth/logout", { method: "POST" });
   location.href = "/login";