diff --git a/static/modules/finance.js b/static/modules/finance.js
index 3b5f922..c4e5ce5 100644
--- a/static/modules/finance.js
+++ b/static/modules/finance.js
@@ -105,15 +105,12 @@ function renderFinance() {
   const defaultMonth2 = now2.getFullYear() + "-" + String(now2.getMonth()+1).padStart(2,"0");
   if (!state.finMonth) state.finMonth = defaultMonth2;
   if (state.finQuarter === undefined) state.finQuarter = Math.floor(now2.getMonth() / 3);
-  const monthSet2 = new Set([defaultMonth2]);
-  pfs.forEach(pf => { let bd = []; try { bd = JSON.parse(pf.budget_data || "[]"); } catch(e) {} bd.forEach(b => { if (b.month) monthSet2.add(b.month); }); });
-  const allMonths = [...monthSet2].sort().reverse();
-  const qLabels2 = ["Q1 (1-3月)","Q2 (4-6月)","Q3 (7-9月)","Q4 (10-12月)"];
-  const toolMonthSelect = allMonths.map(m => '<option value="'+m+'" '+(m===state.finMonth?'selected':'')+'>'+m+'</option>').join("");
-  const toolQuarterSelect = qLabels2.map((l,i) => '<option value="'+i+'" '+(i===state.finQuarter?'selected':'')+'>'+l+'</option>').join("");
-  const toolDateSelect = state.finView==='monthly'?'<span class="text-sm text-slate-500 ml-2">月份：</span><select onchange="state.finMonth=this.value;renderFinance()" class="text-sm font-medium py-1 px-2.5 cursor-pointer" style="appearance:none;-webkit-appearance:none;background-color:transparent;border:0;outline:none;background:url(&apos;data:image/svg+xml,%3Csvg xmlns=%22http://www.w3.org/2000/svg%22 width=%2212%22 height=%2212%22 viewBox=%220 0 24 24%22 fill=%22none%22 stroke=%22%236b7280%22 stroke-width=%222%22 stroke-linecap=%22round%22 stroke-linejoin=%22round%22%3E%3Cpolyline points=%226 9 12 15 18 9%22%3E%3C/polyline%3E%3C/svg%3E&apos;) no-repeat right 4px center;padding-right:22px;min-height:30px">'+toolMonthSelect+'</select>':state.finView==='quarterly'?'<span class="text-sm text-slate-500 ml-2">季度：</span><select onchange="state.finQuarter=parseInt(this.value);localStorage.setItem(\'opc-fin-quarter\',this.value);renderFinance()" class="text-sm font-medium py-1 px-2.5 cursor-pointer" style="appearance:none;-webkit-appearance:none;background-color:transparent;border:0;outline:none;background:url(&apos;data:image/svg+xml,%3Csvg xmlns=%22http://www.w3.org/2000/svg%22 width=%2212%22 height=%2212%22 viewBox=%220 0 24 24%22 fill=%22none%22 stroke=%22%236b7280%22 stroke-width=%222%22 stroke-linecap=%22round%22 stroke-linejoin=%22round%22%3E%3Cpolyline points=%226 9 12 15 18 9%22%3E%3C/polyline%3E%3C/svg%3E&apos;) no-repeat right 4px center;padding-right:22px;min-height:30px">'+toolQuarterSelect+'</select>':'';
-
-  const finHeaderBase = `<span class="text-sm text-slate-500">视图：</span><select onchange="setFinView(this.value)" class="text-sm font-medium py-1 px-2.5 cursor-pointer" style="appearance:none;-webkit-appearance:none;background-color:transparent;border:0;outline:none;background:url(&apos;data:image/svg+xml,%3Csvg xmlns=%22http://www.w3.org/2000/svg%22 width=%2212%22 height=%2212%22 viewBox=%220 0 24 24%22 fill=%22none%22 stroke=%22%236b7280%22 stroke-width=%222%22 stroke-linecap=%22round%22 stroke-linejoin=%22round%22%3E%3Cpolyline points=%226 9 12 15 18 9%22%3E%3C/polyline%3E%3C/svg%3E&apos;) no-repeat right 4px center;padding-right:22px;min-height:30px"><option value="overview" ${state.finView==='overview'?'selected':''}>总视图</option><option value="quarterly" ${state.finView==='quarterly'?'selected':''}>季度视图</option><option value="monthly" ${state.finView==='monthly'?'selected':''}>月度视图</option></select>${toolDateSelect}`;
+  const qLabels = ['Q1','Q2','Q3','Q4'];
+  const qMonths = [[1,2,3],[4,5,6],[7,8,9],[10,11,12]];
+  const nowD = new Date();
+  const activeQ = state.finQuarter !== undefined ? state.finQuarter : Math.floor(nowD.getMonth() / 3);
+  const activeMonths = qMonths[activeQ];
+  const finHeaderBase = `<div class="flex items-center gap-2"><button onclick="setFinView('overview')" class="px-3 py-1 rounded text-sm font-medium ${state.finView==='overview'?'bg-blue-600 text-white':'bg-slate-100 text-slate-600 hover:bg-slate-200'}">总视图</button><span class="text-slate-300 mx-2">|</span><span class="text-sm text-slate-500">按季度：</span>${qLabels.map((q,i) => `<button onclick="setFinQuarter(${i})" class="px-3 py-1 rounded text-sm font-medium ${state.finView==='quarterly'&&activeQ===i?'bg-blue-600 text-white':'bg-slate-100 text-slate-600 hover:bg-slate-200'}">${q}</button>`).join('')}<span class="text-slate-300 mx-2">|</span><span class="text-sm text-slate-500">按月度：</span>${activeMonths.map(m => { const ms = `2026-${String(m).padStart(2,'0')}`; return `<button onclick="setFinMonth('${ms}')" class="px-3 py-1 rounded text-sm font-medium ${state.finView==='monthly'&&state.finMonth===ms?'bg-blue-600 text-white':'bg-slate-100 text-slate-600 hover:bg-slate-200'}">${m}月</button>`; }).join('')}</div>`;
   const finAddBtn = `<button class="btn btn-primary btn-sm" onclick="openFinanceModal()">新增财务项目</button>`;
 
   const finFilterTabs = `<div class="finance-tabs" style="padding:0;border-bottom:1px solid #e2e8f0;margin-bottom:0"><button onclick="switchFinFilter('overview')" class="finance-tab${state.finFilter==='overview'?' active':''}" style="font-size:14px;font-weight:600">总览</button><button onclick="switchFinFilter('projects')" class="finance-tab${state.finFilter==='projects'?' active':''}" style="font-size:14px;font-weight:600">项目 (${pfs.length})</button><button onclick="switchFinFilter('expense')" class="finance-tab${state.finFilter==='expense'?' active':''}" style="font-size:14px;font-weight:600">平台费用</button></div>`;
diff --git a/static/modules/plan.js b/static/modules/plan.js
index 5375c60..f1104f8 100644
--- a/static/modules/plan.js
+++ b/static/modules/plan.js
@@ -103,25 +103,22 @@ function renderPlan() {
   const defaultMonth2 = now2.getFullYear() + "-" + String(now2.getMonth()+1).padStart(2,"0");
   if (!state.planMonth) state.planMonth = defaultMonth2;
   if (state.planQuarter === undefined) state.planQuarter = Math.floor(now2.getMonth() / 3);
-  const monthSet2 = new Set([defaultMonth2]);
-  pfs.forEach(pf => { let bd = []; try { bd = JSON.parse(pf.budget_data || "[]"); } catch(e) {} bd.forEach(b => { if (b.month) monthSet2.add(b.month); }); });
-  const allMonths = [...monthSet2].sort().reverse();
-  const qLabels2 = ["Q1 (1-3月)","Q2 (4-6月)","Q3 (7-9月)","Q4 (10-12月)"];
-  const toolMonthSelect = allMonths.map(m => '<option value="'+m+'" '+(m===state.planMonth?'selected':'')+'>'+m+'</option>').join("");
-  const toolQuarterSelect = qLabels2.map((l,i) => '<option value="'+i+'" '+(i===state.planQuarter?'selected':'')+'>'+l+'</option>').join("");
-  const toolDateSelect = state.planView==='monthly'?'<span class="text-sm text-slate-500 ml-2">月份：</span><select onchange="state.planMonth=this.value;renderPlan()" class="text-sm font-medium py-1 px-2.5 cursor-pointer" style="appearance:none;-webkit-appearance:none;background-color:transparent;border:0;outline:none;background:url(&apos;data:image/svg+xml,%3Csvg xmlns=%22http://www.w3.org/2000/svg%22 width=%2212%22 height=%2212%22 viewBox=%220 0 24 24%22 fill=%22none%22 stroke=%22%236b7280%22 stroke-width=%222%22 stroke-linecap=%22round%22 stroke-linejoin=%22round%22%3E%3Cpolyline points=%226 9 12 15 18 9%22%3E%3C/polyline%3E%3C/svg%3E&apos;) no-repeat right 4px center;padding-right:22px;min-height:30px">'+toolMonthSelect+'</select>':state.planView==='quarterly'?'<span class="text-sm text-slate-500 ml-2">季度：</span><select onchange="state.planQuarter=parseInt(this.value);localStorage.setItem(\'opc-fin-quarter\',this.value);renderPlan()" class="text-sm font-medium py-1 px-2.5 cursor-pointer" style="appearance:none;-webkit-appearance:none;background-color:transparent;border:0;outline:none;background:url(&apos;data:image/svg+xml,%3Csvg xmlns=%22http://www.w3.org/2000/svg%22 width=%2212%22 height=%2212%22 viewBox=%220 0 24 24%22 fill=%22none%22 stroke=%22%236b7280%22 stroke-width=%222%22 stroke-linecap=%22round%22 stroke-linejoin=%22round%22%3E%3Cpolyline points=%226 9 12 15 18 9%22%3E%3C/polyline%3E%3C/svg%3E&apos;) no-repeat right 4px center;padding-right:22px;min-height:30px">'+toolQuarterSelect+'</select>':'';
-
-  const finHeaderBase = `<span class="text-sm text-slate-500">视图：</span><select onchange="setPlanView(this.value)" class="text-sm font-medium py-1 px-2.5 cursor-pointer" style="appearance:none;-webkit-appearance:none;background-color:transparent;border:0;outline:none;background:url(&apos;data:image/svg+xml,%3Csvg xmlns=%22http://www.w3.org/2000/svg%22 width=%2212%22 height=%2212%22 viewBox=%220 0 24 24%22 fill=%22none%22 stroke=%22%236b7280%22 stroke-width=%222%22 stroke-linecap=%22round%22 stroke-linejoin=%22round%22%3E%3Cpolyline points=%226 9 12 15 18 9%22%3E%3C/polyline%3E%3C/svg%3E&apos;) no-repeat right 4px center;padding-right:22px;min-height:30px"><option value="overview" ${state.planView==='overview'?'selected':''}>总视图</option><option value="quarterly" ${state.planView==='quarterly'?'selected':''}>季度视图</option><option value="monthly" ${state.planView==='monthly'?'selected':''}>月度视图</option></select>${toolDateSelect}`;
+  const qLabels = ['Q1','Q2','Q3','Q4'];
+  const qMonths = [[1,2,3],[4,5,6],[7,8,9],[10,11,12]];
+  const nowD = new Date();
+  const activeQ = state.planQuarter !== undefined ? state.planQuarter : Math.floor(nowD.getMonth() / 3);
+  const activeMonths = qMonths[activeQ];
+  const finHeaderBase = `<div class="flex items-center gap-2"><button onclick="setPlanView('overview')" class="px-3 py-1 rounded text-sm font-medium ${state.planView==='overview'?'bg-blue-600 text-white':'bg-slate-100 text-slate-600 hover:bg-slate-200'}">总视图</button><span class="text-slate-300 mx-2">|</span><span class="text-sm text-slate-500">按季度：</span>${qLabels.map((q,i) => `<button onclick="setPlanQuarter(${i})" class="px-3 py-1 rounded text-sm font-medium ${state.planView==='quarterly'&&activeQ===i?'bg-blue-600 text-white':'bg-slate-100 text-slate-600 hover:bg-slate-200'}">${q}</button>`).join('')}<span class="text-slate-300 mx-2">|</span><span class="text-sm text-slate-500">按月度：</span>${activeMonths.map(m => { const ms = `2026-${String(m).padStart(2,'0')}`; return `<button onclick="setPlanMonth('${ms}')" class="px-3 py-1 rounded text-sm font-medium ${state.planView==='monthly'&&state.planMonth===ms?'bg-blue-600 text-white':'bg-slate-100 text-slate-600 hover:bg-slate-200'}">${m}月</button>`; }).join('')}</div>`;
   const finAddBtn = `<button class="btn btn-primary btn-sm" onclick="openPlanModal()">新增财务项目</button>`;
 
   const planFilterTabs = `<div class="finance-tabs" style="padding:0 0 0 0;border-bottom:1px solid #e2e8f0;margin-bottom:0;display:flex;gap:4px"><button onclick="switchPlanFilter('overview')" class="finance-tab${state.planFilter==='overview'?' active':''}" style="font-size:14px;font-weight:600;padding:8px 16px;margin-right:0">总览</button><button onclick="switchPlanFilter('projects')" class="finance-tab${state.planFilter==='projects'?' active':''}" style="font-size:14px;font-weight:600">项目计划 (${pfs.length})</button><button onclick="switchPlanFilter('expense')" class="finance-tab${state.planFilter==='expense'?' active':''}" style="font-size:14px;font-weight:600">平台费用计划</button></div>`;
 
   document.querySelector("#plan").innerHTML = `<div class="grid gap-4">
+    ${planFilterTabs}
     <div class="flex items-center gap-3 px-4 py-3 rounded-lg border" style="background:linear-gradient(135deg,#dbeafe,#bfdbfe);border-color:#3b82f6">
       <i data-lucide="lightbulb" class="text-blue-600 flex-shrink-0" style="width:18px;height:18px"></i>
       <span class="text-sm text-blue-900"><strong>计划提醒：</strong>计划也是预算，只有真正能够列出计划的预算，才有靠谱的落地可能性</span>
     </div>
-    ${planFilterTabs}
     ${state.planFilter !== 'expense' && state.planFilter !== 'overview' ? card(`<div class="flex justify-between items-center"><div class="flex items-center gap-2">${finHeaderBase}</div>${finAddBtn}</div>`, "p-4") : ''}
     <div id="planModal" class="hidden fixed inset-0 z-50 flex items-center justify-center bg-black/40" onclick="closePlanModal()"><div class="bg-white rounded-2xl shadow-2xl w-full max-w-6xl mx-4 max-h-[92vh] overflow-y-auto" onclick="event.stopPropagation()"><div class="sticky top-0 z-10 bg-white/95 backdrop-blur border-b border-slate-100 px-8 py-5 flex items-center justify-between"><div><h3 class="text-xl font-bold text-slate-800" id="planModalTitle">新增项目财务</h3><p class="text-xs text-slate-400 mt-0.5">填写项目财务信息与月度预算</p></div><div class="flex items-center gap-2"><button class="btn btn-ghost btn-sm text-red-600 hidden" id="planDeleteBtn" onclick="deletePlanItem()"><i data-lucide="trash-2"></i>删除</button><button class="btn btn-ghost btn-sm rounded-full w-8 h-8 p-0" onclick="closePlanModal()"><i data-lucide="x"></i></button></div></div>
   <div class="finance-tabs">
@@ -1018,7 +1015,7 @@ function renderPlanOverview() {
   if (window.lucide) window.lucide.createIcons();
   // 渲染图表（复用 home.js 的 moneyTick / chartOptions / monthLabels）
   if (financeMonthly && window.Chart) {
-    renderOverviewCharts(financeMonthly);
+    renderPlanCharts(financeMonthly);
   }
 }
 
@@ -1028,22 +1025,22 @@ function renderPlanCharts(data) {
   const baseOpts = typeof chartOptions === 'function' ? chartOptions(moneyTick) : { responsive: true, maintainAspectRatio: false };
   var iconf = { type: "line", options: baseOpts, data: { labels: labels } };
 
-  var c1 = document.querySelector("#finChartSign");
+  var c1 = document.querySelector("#planChartSign");
   if (c1 && window.Chart) {
     if (state.planChart1) state.planChart1.destroy();
     state.planChart1 = new Chart(c1, Object.assign({}, iconf, { data: { labels: labels, datasets: [{ label: "签约金额", data: data.map(function(x) { return x.sign || 0; }), borderColor: "#6366f1", backgroundColor: "rgba(99,102,241,0.06)", fill: true, tension: 0.3 }] } }));
   }
-  var c2 = document.querySelector("#finChartRev");
+  var c2 = document.querySelector("#planChartRev");
   if (c2 && window.Chart) {
     if (state.planChart2) state.planChart2.destroy();
     state.planChart2 = new Chart(c2, Object.assign({}, iconf, { data: { labels: labels, datasets: [{ label: "确收", data: data.map(function(x) { return x.revenue || 0; }), borderColor: "#2563eb", backgroundColor: "rgba(37,99,235,0.06)", fill: true, tension: 0.3 }, { label: "毛利", data: data.map(function(x) { return x.gross || 0; }), borderColor: "#059669", backgroundColor: "rgba(5,150,105,0.06)", fill: true, tension: 0.3 }] } }));
   }
-  var c3 = document.querySelector("#finChartCash");
+  var c3 = document.querySelector("#planChartCash");
   if (c3 && window.Chart) {
     if (state.planChart3) state.planChart3.destroy();
     state.planChart3 = new Chart(c3, Object.assign({}, iconf, { data: { labels: labels, datasets: [{ label: "回款", data: data.map(function(x) { return x.payment || 0; }), borderColor: "#d97706", backgroundColor: "rgba(217,119,6,0.06)", fill: true, tension: 0.3 }, { label: "已付", data: data.map(function(x) { return x.cost || 0; }), borderColor: "#7c3aed", backgroundColor: "rgba(124,58,237,0.06)", fill: true, tension: 0.3 }] } }));
   }
-  var c4 = document.querySelector("#finChartProfit");
+  var c4 = document.querySelector("#planChartProfit");
   if (c4 && window.Chart) {
     if (state.planChart4) state.planChart4.destroy();
     state.planChart4 = new Chart(c4, Object.assign({}, iconf, { data: { labels: labels, datasets: [{ label: "利润", data: data.map(function(x) { return x.gross || 0; }), borderColor: "#6366f1", backgroundColor: "rgba(99,102,241,0.06)", fill: true, tension: 0.3 }] } }));
diff --git a/static/modules/utils.js b/static/modules/utils.js
index 45a04c1..79178b4 100644
--- a/static/modules/utils.js
+++ b/static/modules/utils.js
@@ -204,6 +204,8 @@ window.setFinView = (view) => {
   state.finView = view;
   renderFinance();
 };
+window.setFinQuarter = (q) => { state.finQuarter = q; state.finView = 'quarterly'; renderFinance(); };
+window.setFinMonth = (month) => { state.finMonth = month; state.finView = 'monthly'; renderFinance(); };
 window.switchFinFilter = (filter) => {
   state.finFilter = filter;
   state.finSort = null;
@@ -220,6 +222,8 @@ window.setPlanView = (view) => {
   state.planView = view;
   renderPlan();
 };
+window.setPlanQuarter = (q) => { state.planQuarter = q; state.planView = 'quarterly'; renderPlan(); };
+window.setPlanMonth = (month) => { state.planMonth = month; state.planView = 'monthly'; renderPlan(); };
 window.switchPlanFilter = (filter) => {
   state.planFilter = filter;
   state.planSort = null;
diff --git a/templates/index.html b/templates/index.html
index 17abc36..a2090c3 100644
--- a/templates/index.html
+++ b/templates/index.html
@@ -80,7 +80,7 @@
     <header class="topbar border-b border-slate-200 bg-white px-8 py-5">
       <div class="flex items-center gap-3 w-full">
         <div class="flex-1">
-          <p class="eyebrow text-xs font-semibold uppercase tracking-[0.18em] text-blue-700">OPC Manager <span class="ml-2 text-xs font-normal text-slate-400 tracking-normal">v1.0.0.23</span></p>
+          <p class="eyebrow text-xs font-semibold uppercase tracking-[0.18em] text-blue-700">OPC Manager <span class="ml-2 text-xs font-normal text-slate-400 tracking-normal">v1.0.0.24</span></p>
           <div class="flex items-center gap-4 mt-1">
             <h1 class="text-2xl font-semibold" id="workspaceTitle">科普 OPC 工作台</h1>
             <div class="hidden sm:flex items-center gap-1.5 bg-gradient-to-r from-blue-50 to-indigo-50 border border-blue-100 rounded-full px-4 py-1.5">